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Sponsor portfolioWelfare / HealthEIN 34-4205025

THE CITIZENS NATIONAL BANK OF BLUFFTON

102 S MAIN ST · BLUFFTON, OH 458171250
4193588060
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$793K
No prior year
Persons covered
191
No prior year
Total participants
159
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #505$793K
THE CITIZENS NATIONAL BANK EMPLOYEE BENEFIT PLAN
Fully insured191 covered·4 carriers
Primary: COMMUNITY INSURANCE COMPANY
Plan #501$0
THE CITIZENS NATIONAL BANK FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$711K81.8%
Other$47K5.4%
Life$38K4.4%
Long-term disability$38K4.4%
Dental$22K2.5%
Vision$9K1.0%
Short-term disability$4K0.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
COMMUNITY INSURANCE COMPANY
EIN 311440175
H
$711K89.7%11191
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$51K6.4%15158
DELTA DENTAL OF CALIFORNIA
EIN 310685339
DV
$31K3.9%12153

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCDAYTON, OHDELTA DENTAL OF OHIO, COMMUNITY INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$19K$1K$20K138.7%1
WATCHTOWER TECHNOLOGIES INCCHICAGO, ILUNUM LIFE INSURANCE COMPANY OF AMERICA$161$0$1611.1%1
THE JAMES B OSWALD COMPANYCLEVELAND, OHCOMMUNITY INSURANCE COMPANY$0-$6K-$6K-39.8%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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