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Sponsor portfolioWelfare / HealthEIN 34-1341788

LORAIN COUNTY ALCOHOL AND DRUG ABUSE SERVICES, INC.

d/b/a THE LCADA WAY
6140 SOUTH BROADWAY AVENUE · LORAIN, OH 44053
4409894900
Plans filed
1
Years active
2020–2024
Industry
NAICS 62
Latest filing
2024
Total premiums (latest)
$1.8M
No prior year
Persons covered
229
No prior year
Total participants
175
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #507$1.8M
THE LCADA WAY HEALTH & WELFARE PLAN
Fully insured229 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M91.3%
Dental$45K2.4%
Vision$45K2.4%
Life$19K1.0%
Short-term disability$19K1.0%
Long-term disability$19K1.0%
Other$19K1.0%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
H
$1.7M96.4%11229
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$45K2.5%1174
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
LSTDLTDOth
$19K1.0%1151

Broker overview

12 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCCLEVELAND, OHCIGNA HEALTH AND LIFE INSURANCE COMPANY$0$42K$42K64.7%1
NFP INSURANCE SERVICES INCCLEVELAND, OHGUARIDAN INSURANCE, CIGNA HEALTH AND LIFE INSURANCE COMPANY$4K$9K$13K19.7%1
DAVID CAMPANA INSURANCE LTDLORIAN, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$7K$0$7K11.3%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOGUARIDAN INSURANCE$2K$0$2K3.5%1
CGI VOLUNTARY BENEFITS, INC.SHAKER HEIGHTS, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$323$0$3230.5%1
COVEY RUN INSURANCE LLCAMHERST, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$206$0$2060.3%1
BOSTON THOMAS WHARTVILLE, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$8$0$80.0%1
LAYNE FINANCIAL INCNEW CASTLE, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$8$0$80.0%1
HUFHAND MARK LNORTH CANTON, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$3$0$30.0%1
KESSLER, IRIS JNORTH OLMSTED, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$3$0$30.0%1
BAYSIDE BFT SOLUTIONS LLCBRANDON, FLAMERICAN HERITAGE LIFE INSURANCE COMPANY$3$0$30.0%1
YANKE RICHARDBRUNSWICK, OHAMERICAN HERITAGE LIFE INSURANCE COMPANY$2$0$20.0%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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