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Sponsor portfolioWelfare / HealthEIN 34-1286578

BD OF TRUSTEES OF INTL HEAT AND FROST INSULATORS ALLIED WORKERS 3

3660 STUTZ DRIVE, SUITE 101 · CANFIELD, OH 44406
3302700453
Plans filed
1
Years active
2016–2025
Industry
NAICS 81
Latest filing
2025
Total premiums (latest)
$3.3M
No prior year
Persons covered
386
No prior year
Total participants
180
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$3.3M
INTERNATIONAL ASSOCIATION OF HEAT AND FROST INSULATORS & ALLIED WORKERS LOCAL 3 HEALTH AND WELFARE TRUST
Fully insured386 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.1M94.9%
Dental$157K4.8%
Vision$10K0.3%
Life$8110.0%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
H
$3.1M94.9%11164
COMMUNITY INSURANCE COMPANY
EIN 311440175
D
$157K4.8%11184
HEARTLAND
EIN 020663236
V
$10K0.3%11386
5STAR LIFE INSURANCE COMPANY
EIN 541829709
L
$8110.0%1119

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
RM BENEFIT CONSULTANTS, INC.MENTOR, OHCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, HEARTLAND (NATIONAL VISION ADMINISTRATORS)$998$47K$48K99.8%1
RM BENEFITS CONSULTANTS IMENTOR, OH5STAR LIFE INSURANCE COMPANY$94$0$940.2%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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