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Sponsor portfolioWelfare / HealthEIN 34-1257334
TOM RICHARDS INC
d/b/a PROCESS TECHNOLOGY
38809 MENTOR AVENUE · WILLOUGHBY, OH 44094
4409741300
- Plans filed
- 2
- Years active
- 2015–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$157K
No prior year
Persons covered
330
No prior year
Total participants
243
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #501$157K
PROCESS TECHNOLOGY MEDICAL, DENTAL, VISION AND WEEKLY DISABILITY BENEFIT PLAN
Mixed330 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #502$69K
PROCESS TECHNOLOGY LIFE AND LONG TERM DISABILITY PLAN
Fully insured186 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $157K | 36.5% | |
| Life | $137K | 31.7% | |
| Long-term disability | $137K | 31.7% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | LLTDOth | $137K | 86.8% | 1 | 1 | 234 |
EIN 861571589 | Oth | $21K | 13.2% | 1 | 1 | 330 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| THE JAMES B OSWALD COMPANY | CLEVELAND, OH | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $6K | $17K | 71.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 28.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan