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Sponsor portfolioWelfare / HealthEIN 34-0445620
THE JAMES B. OSWALD COMPANY
950 MAIN AVENUE · CLEVELAND, OH 44113
2163678787
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
1,121
No prior year
Total participants
811
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $1.2M | 28.0% | |
| Life | $973K | 23.5% | |
| Long-term disability | $973K | 23.5% | |
| Dental | $596K | 14.4% | |
| Vision | $182K | 4.4% | |
| Health | $128K | 3.1% | |
| Prescription drug | $128K | 3.1% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 042381280 | LLTDOth | $1.1M | 55.2% | 1 | 2 | 1,003 |
EIN 135123390 | D | $538K | 26.9% | 1 | 1 | 661 |
EIN 591031071 | HRxDV | $186K | 9.3% | 1 | 2 | 121 |
EIN 430949844 | V | $123K | 6.2% | 1 | 1 | 1,121 |
EIN 381082080 | Oth | $19K | 1.0% | 1 | 1 | 37 |
EIN 341650967 | Oth | $16K | 0.8% | 1 | 1 | 88 |
EIN 250687550 | Oth | $15K | 0.8% | 1 | 1 | 788 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| THE JAMES B OSWALD COMPANY | CLEVELAND, OH | SUN LIFE ASSURANCE COMPANY OF CANADA, METLIFE LEGAL PLANS, UNUM LIFE INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $135K | $48K | $183K | 76.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $26K | $18K | $43K | 18.0% | 1 |
| NSI INSURANCE GROUP LLC | MIAMI LAKES, FL | SUN LIFE ASSURANCE COMPANY OF CANADA, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $9K | $0 | $9K | 3.7% | 1 |
| PLANSOURCE BENEFIT ADMINISTRATION | ORLANDO, FL | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 2.2% | 1 |
| CAPITAL PLANNERS LLC | CLEVELAND, OH | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $147 | $0 | $147 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan