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Sponsor portfolioWelfare / HealthEIN 33-0942669

XAD, INC.

d/b/a GROUNDTRUTH
535 FLATBUSH AVENUE · BROOKLYN, NY 11225
8882347893
Plans filed
1
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$529K
No prior year
Persons covered
174
No prior year
Total participants
184
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$529K
XAD, INC. HEALTH AND WELFARE BENEFITS PLAN
Fully insured174 covered·6 carriers
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$187K16.9%
Other$160K14.4%
Health$156K14.1%
Prescription drug$156K14.1%
Life$141K12.7%
Short-term disability$141K12.7%
Long-term disability$141K12.7%
Vision$26K2.3%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
SUN LIFE ASSURANCE COMPANY OF CANADA
EIN 060893662
D
$187K35.4%11165
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$156K29.5%1119
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 131898173
LSTDLTDOth
$141K26.6%11174
VISION SERVICE PLAN
EIN 222777159
V
$26K4.9%11164
AETNA LIFE INSURANCE COMPANY
EIN 066033492
Oth
$17K3.3%1157
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$2K0.4%1110

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ABD INS. AND FINANCIAL SVCS., INC.SAN MATEO, CAAETNA LIFE INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD, SUN LIFE AND HEALTH INSURANCE COMPANY$43K$5K$48K99.2%1
MASOLI LEGACY LLCCONCORD, CAPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$372$0$3720.8%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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