PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. INDEPENDENT OPTIONS, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 33-0048519

INDEPENDENT OPTIONS, INC.

391 CORPORATE TERRACE CIRCLE, · CORONA, CA 92879
9512792585
Plans filed
1
Years active
2016–2026
Industry
NAICS 62
Latest filing
2026
Total premiums (latest)
$2.0M
No prior year
Persons covered
295
No prior year
Total participants
189
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.0M
INDEPENDENT OPTIONS HEALTH AND WELFARE PLAN
Fully insured295 covered·6 carriers
Primary: KAISER FOUNDATION HEALTH PLAN, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.8M47.1%
Prescription drug$1.8M47.1%
Dental$100K2.7%
Other$60K1.6%
Life$34K0.9%
Vision$23K0.6%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
HRx
$1.8M90.6%11185
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
D
$100K5.1%11157
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LOth
$34K1.7%11295
EYEMED VISION CARE
EIN 430949844
V
$23K1.2%11229
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
Oth
$23K1.2%1129
ACI SPECIALTY BENEFITS
EIN 330619312
Oth
$3K0.2%11149

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LOCKTON COMPANIES, LLCLOS ANGELES, CAUNITED OF OMAHA LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., KAISER FOUNDATION HEALTH PLAN, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$110K$2K$111K99.3%1
FLEXVISIONROCKVILLE, CAEYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.$811$0$8110.7%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica