Sponsor portfolioWelfare / HealthEIN 31-0387145
UNIVERSAL 1 CREDIT UNION
1 RIVER PARK DRIVE · DAYTON, OH 45409
9372256800
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$883K
No prior year
Persons covered
128
No prior year
Total participants
128
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$890K
UNIVERSAL 1 CREDIT UNION UNITED HEALTHCARE INSURANCE PLAN
Fully insured0 covered·1 carrier
Primary: UNITED HEALTHCARE INSURANCE COMPANY
Plan #505$883K
UNIVERSAL 1 CREDIT UNION EMPLOYEE BENEFIT PLAN
Fully insured128 covered·3 carriers
Primary: UNITED HEALTHCARE
Plan #501$54K
UNIVERSAL 1 CREDIT UNION DENTAL INSURANCE PLAN
Fully insured268 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #504$44K
UNIVERSAL 1 CREDIT UNION LIFE AND DISABILITY PLAN
Fully insured137 covered·1 carrier
Primary: THE HARTFORD
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $788K | 68.9% | |
| Dental | $87K | 7.6% | |
| Life | $87K | 7.6% | |
| Long-term disability | $87K | 7.6% | |
| Other | $87K | 7.6% | |
| Vision | $8K | 0.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | H | $788K | 89.3% | 1 | 1 | 117 |
EIN 135581829 | DLLTDOth | $87K | 9.8% | 1 | 1 | 128 |
EIN 430949844 | V | $8K | 0.9% | 1 | 1 | 98 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | DAYTON, OH | METROPOLITAN LIFE, UNITED HEALTHCARE, EYEMED | $15K | $23K | $38K | 96.4% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | METROPOLITAN LIFE | $1K | $0 | $1K | 3.6% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan