Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 30-0262854
BROTHERHOOD OF LOCOMOTIVE ENGINEERS
PO BOX 16039 · ASHEVILLE, NC 288160039
8285058162
- Plans filed
- 24
- Years active
- 2015–2025
- Industry
- NAICS 48
- Latest filing
- 2025
Total premiums (latest)
$6.5M
No prior year
Persons covered
3,216
No prior year
Total participants
3,437
No prior year
Plans filed
24
No prior year
Plans under this sponsor
24 plans
Plan #515$6.0M
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured2,091 covered·1 carrier
Primary: EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
Plan #555$2.9M
BROTHERHOOD OF LOCOMOTIVE ENGINEERS & TRAINMENT NORFOLK SOUTHERN
Fully insured3,666 covered·1 carrier
Primary: EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
Plan #520$1.6M
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured971 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$1.5M
AKGK LIFE
Fully insured2,090 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #565$870K
BLET NORFOLK SOUTHERN - SOUTH
Fully insured1,316 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #575$836K
BLET NORFOLK SOUTHERN - EAST
Fully insured1,263 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #550$832K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured1,041 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #560$751K
BLET NORFOLK SOUTHERN - NORTH
Fully insured1,137 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #587$275K
MRL - THE STANDARD STD
Fully insured185 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #580$257K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured399 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #585$226K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured708 covered·1 carrier
Primary: RELIANCE STANDARD
Plan #525$180K
BROTHERHOOD OF LOCOMOTIVE ENGINEERS AND TRAINSMEN
Fully insured82 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #530$148K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured267 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #506$133K
BLET NORFOLK SOUTERN - SOUTH
Fully insured1,330 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #535$128K
BLET NORFOLK SOUTERN - EAST
Fully insured1,269 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #592$106K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured0 covered·1 carrier
Primary: RELIANCE STANDARD
Plan #545$89K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured983 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #588$76K
MRL - THE STANDARD LTD
Fully insured193 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #516$60K
MOW LTD
Fully insured20 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #586$44K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured397 covered·1 carrier
Primary: RELIANCE STANDARD
Plan #540$40K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured172 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #589$17K
BROTHERHOOD OF MAINTENANCE OF WAY
Fully insured103 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #505$11K
RAILROAD WORKERS BENEFIT FOUNDATION
Fully insured67 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #591$2K
BROTHERHOOD OF MAINTENANCE OF WAY
Fully insured103 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $6.2M | 33.8% | |
| Life | $6.0M | 32.5% | |
| Short-term disability | $6.0M | 32.5% | |
| Long-term disability | $209K | 1.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 860222062 | LSTDOth | $6.0M | 93.3% | 1 | 1 | 2,091 |
EIN 360883760 | LTDOth | $376K | 5.8% | 3 | 3 | 1,105 |
EIN 930242990 | LTD | $60K | 0.9% | 1 | 1 | 20 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| RAILROAD MARKTING INSURANCE SERVICE | ST. GEORGE, UT | RELIANCE STANDARD, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, STANDARD INSURANCE COMPANY | $1.1M | $0 | $1.1M | 76.7% | 5 |
| PROFESSIONAL GROUP PLANS INC | HAUPPAGE, NY | RELIANCE STANDARD, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, STANDARD INSURANCE COMPANY | $22K | $301K | $323K | 23.3% | 5 |
| ASSUREDPARTNERS | RICHFIELD, OH | STANDARD INSURANCE COMPANY | $85 | $0 | $85 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan