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Sponsor portfolioWelfare / HealthEIN 27-4444001
LIBERTY UTILITIES CO.
14920 W. CAMELBACK ROAD · LITCHFIELD, AZ 85340
9054654500
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 22
- Latest filing
- 2025
Total premiums (latest)
$6.1M
No prior year
Persons covered
2,258
No prior year
Total participants
2,258
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$6.1M
LIBERTY UTILITIES HEALTH AND WELFARE BENEFIT PLAN FOR ACTIVES
Mixed2,258 covered·4 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #502$1.9M
LIBERTY UTILITIES HEALTH AND WELFARE BENEFIT PLAN FOR RETIREES
Mixed241 covered·4 carriers
Primary: EXPRESS SCRIPTS, INC.
Plan #507$0
LIBERTY UTILITIES FLEXIBLE SPENDING ACCOUNT
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $3.7M | 16.7% | |
| Short-term disability | $3.7M | 16.5% | |
| Dental | $3.1M | 14.0% | |
| Vision | $3.1M | 14.0% | |
| Life | $3.1M | 14.0% | |
| Long-term disability | $3.1M | 14.0% | |
| Stop-loss | $2.4M | 10.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | DVLSTDLTDOth | $3.7M | 60.1% | 1 | 2 | 2,258 |
EIN 150329043 | SL | $2.4M | 39.1% | 1 | 1 | 1,966 |
EIN 060383750 | Oth | $29K | 0.5% | 1 | 1 | 2,258 |
EIN 161171765 | Oth | $23K | 0.4% | 1 | 1 | 495 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BURNHAM FINANCIAL SERVICES, LLC | LAKE PLACID, NY | LIFETIME BENEFIT SOLUTIONS, EXCELLUS BCBS | $743K | $0 | $743K | 57.9% | 1 |
| GCG FINANCIAL LLC | LAKE PLACID, NY | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $274K | $261K | $535K | 41.7% | 1 |
| USI INSURANCE SERVICES LLC | LAKE PLACID, NY | THE HARTFORD | $4K | $0 | $4K | 0.3% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan