PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. WESTERN HOME SERVICES

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 27-2825987

WESTERN HOME SERVICES

5307 CARAWAY LANE · CEDAR FALLS, IA 50613
8004401311
Plans filed
2
Years active
2022–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$302K
No prior year
Persons covered
474
No prior year
Total participants
466
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #511$2.8M
WESTERN HOME FLEXIBLE BENEFITS PLAN
Fully insured458 covered·5 carriers
Primary: WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA
Plan #501$302K
WESTERN HOME SERVICES WRAP PLAN
Mixed474 covered·3 carriers
Primary: DELTA DENTAL OF IOWA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$149K39.3%
Life$77K20.3%
Other$77K20.3%
Vision$40K10.7%
Long-term disability$36K9.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
DELTA DENTAL OF CALIFORNIA
EIN 420959302
D
$149K49.3%11227
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LLTDOth
$113K37.3%13474
FIDELITY SECURITY LIFE INSURANCE COMPANY
EIN 430949844
V
$40K13.4%11191

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
PEDERSEN DOWIE CLABBY & MCCAUSLANDWATERLOO, IAUNITED OF OMAHA LIFE INSURANCE COMPANY$12K$7K$19K59.6%1
PEDERSEN DOWIE CLABBYWATERLOO, IADELTA DENTAL OF IOWA, FIDELITY SECURITY LIFE$10K$862$11K34.3%1
GALLAGHER BENEFIT SERVICES, INC.FORT WASHINGTON, PAUNITED OF OMAHA LIFE INSURANCE COMPANY$0$2K$2K6.0%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica