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Sponsor portfolioWelfare / HealthEIN 26-4807636

ZIPPY SHELL INCORPORATED

d/b/a 1800 PACK RAT
11640 NORTHPARK DR., SUITE 300 · WAKE FOREST, NC 27587
9195891326
Plans filed
1
Years active
2019–2025
Industry
NAICS 49
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
836
No prior year
Total participants
838
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.5M
ZIPPY SHELL BENEFITS PROGRAM
Mixed836 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$1.1M41.1%
Short-term disability$392K14.9%
Life$376K14.2%
Long-term disability$376K14.2%
Other$376K14.2%
Vision$34K1.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
D
$1.1M71.8%11783
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
LSTDLTDOth
$376K24.9%11836
FIDELITY SECURITY LIFE INSURANCE COMPANY
EIN 430949844
V
$34K2.2%11722
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
STD
$16K1.1%1128

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCDALLAS, TXFIDELITY SECURITY LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, UNUM LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY$65K$5K$70K100.0%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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