Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 26-4471266
RACK BUILDERS, INC.
3809 DYE ROAD · QUINCY, IL 62305
8473301724
- Plans filed
- 5
- Years active
- 2022–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$2.3M
No prior year
Persons covered
509
No prior year
Total participants
352
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$2.3M
RACK BUILDERS INC. MEDICAL BENEFITS PLAN
Fully insured273 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF ILLINOIS
Plan #503$100K
RACK BUILDERS INC. VISION BENEFITS PLAN
Fully insured173 covered·1 carrier
Primary: AMERITAS LIFE INSURANCE COMPANY
Plan #502$74K
RACK BUILDERS INC. DENTAL BENEFITS PLAN
Fully insured118 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #506$49K
RACK BUILDERS INC ACCIDENT PLAN
Mixed75 covered·1 carrier
Primary: AMERICAN HERITAGE LIFE INSURANCE COMPANY
Plan #504$21K
RACK BUILDERS INC. BASIC LIFE BENEFITS PLAN
Fully insured118 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 48.8% | |
| Prescription drug | $2.3M | 48.8% | |
| Dental | $74K | 1.6% | |
| Life | $21K | 0.4% | |
| Other | $21K | 0.4% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 361236610 | HRx | $2.3M | 96.0% | 1 | 1 | 273 |
EIN 135123390 | DLOth | $94K | 4.0% | 2 | 2 | 236 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | FORT WAYNE, IN | BLUE CROSS BLUE SHIELD OF ILLINOIS, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $97K | $2K | $99K | 100.0% | 3 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan