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Sponsor portfolioWelfare / HealthEIN 26-3880752
HOWARD & HOWARD ATTORNEYS PLLC
450 W 4TH ST · ROYAL OAK, MI 48067
2486451483
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$257K
No prior year
Persons covered
464
No prior year
Total participants
650
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #503$240K
HOWARD & HOWARD ATTORNEYS PLLC LIFE INSURANCE PLAN
Mixed232 covered·2 carriers
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #504$17K
HOWARD & HOWARD ATTORNEYS PLLC EMPLOYEE ASSISTANCE PLAN
Fully insured232 covered·1 carrier
Primary: TELADOC HEALTH, INC.
Plan #501$0
HOWARD & HOWARD ATTORNEYS PLLC HEALTH CARE PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $257K | 66.5% | |
| Short-term disability | $76K | 19.7% | |
| Life | $54K | 13.8% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LSTDOth | $215K | 83.5% | 1 | 4 | 232 |
EIN 620331200 | Oth | $26K | 10.1% | 1 | 1 | 15 |
EIN 043705970 | Oth | $17K | 6.5% | 1 | 1 | 232 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CAMBRIDGE CONSULTING GROUP LLC | ROYAL OAK, MI | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, TELADOC HEALTH, INC. | $41K | $60 | $41K | 90.5% | 2 |
| NFP INSURANCE SERVICES INC | AUSTIN, TX | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $4K | $4K | 9.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan