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Sponsor portfolioWelfare / HealthEIN 26-3799871
NO TEARS LEARNING, INC.
d/b/a LEARNING WITHOUT TEARS
806 WEST DIAMOND AVENUE · GAITHERSBURG, MD 20878
3012633864
- Plans filed
- 1
- Years active
- 2019–2025
- Industry
- NAICS 45
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
263
No prior year
Total participants
157
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.6M | 30.3% | |
| Vision | $1.6M | 30.3% | |
| Prescription drug | $1.6M | 30.3% | |
| Short-term disability | $98K | 1.9% | |
| Dental | $97K | 1.9% | |
| Life | $93K | 1.8% | |
| Long-term disability | $93K | 1.8% | |
| Other | $93K | 1.8% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HRxV | $1.6M | 88.8% | 1 | 1 | 263 |
EIN 231667011 | D | $97K | 5.6% | 1 | 1 | 238 |
EIN 060838648 | LSTDLTDOth | $93K | 5.3% | 1 | 1 | 157 |
EIN 420884060 | STD | $5K | 0.3% | 1 | 1 | 22 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | TULSA, OK | UNITEDHEALTHCARE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT, MANHATTANLIFE, DELTA DENTAL OF PENNSYLVANIA | $23K | $83K | $106K | 99.7% | 1 |
| NAMELY EMPLOYEE BENEFITS, LLC | NEW YORK, NY | MANHATTANLIFE | $241 | $0 | $241 | 0.2% | 1 |
| MARSH & MCLENNAN AGENCY LLC | BETHSDA, MD | MANHATTANLIFE | $72 | $0 | $72 | 0.1% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan