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Sponsor portfolioWelfare / HealthEIN 26-3422329

GRADIENT FINANCIAL GROUP, LLC

4105 LEXINGTON AVENUE NORTH · ARDEN HILLS, MN 55126
8004074137
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$195K
No prior year
Persons covered
347
No prior year
Total participants
348
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$195K
GRADIENT FINANCIAL GROUP, LLC EMPLOYEE BENEFITS PLAN
Mixed347 covered·3 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$175K35.1%
Life$168K33.6%
Long-term disability$129K25.8%
Vision$20K4.0%
Short-term disability$7K1.5%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LLTDOth
$168K85.9%12347
STARMOUNT LIFE INSURANCE COMPANY
EIN 720977315
V
$20K10.3%11173
AFLAC
EIN 822723296
STDOth
$7K3.7%1118

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCORLAND PARK, ILUNUM LIFE INSURANCE COMPANY OF AMERICA, STARMOUNT LIFE INSURANCE COMPANY$0$5K$5K88.0%1
MJ INSURANCE—AFLAC$650$42$69212.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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