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Sponsor portfolioWelfare / HealthEIN 26-3273826

CARNOW, INC.

100 FULTON STREET · BOSTON, MA 02109
6174165758
Plans filed
1
Years active
2022–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
344
No prior year
Total participants
151
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$3.4M
CARNOW, INC. EMPLOYEE BENEFITS PLAN
Fully insured344 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.3M24.3%
Dental$3.3M24.3%
Vision$3.3M24.3%
Prescription drug$3.3M24.3%
Life$100K0.7%
Short-term disability$100K0.7%
Long-term disability$100K0.7%
Other$100K0.7%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HRxDV
$3.3M97.1%11344
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
LSTDLTDOth
$100K2.9%11200

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HILB GROUP OF NEW ENGLANDCRANSTON, RIPRINCIPAL LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS$43K$10K$54K65.8%1
OAKBRIDGE INSURANCE AGENCY, LLCLAGRANGE, GAPRINCIPAL LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS$23K$0$23K28.6%1
NATIONAL ENROLLMENT PARTNERS LLCCRANSTON, RIPRINCIPAL LIFE INSURANCE COMPANY$0$5K$5K5.6%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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