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Sponsor portfolioWelfare / HealthEIN 26-2900507
FIRST CHOICE SERVICES, INC.
1 HILLCREST DR. E · CHARLESTON, WV 25311
3045906937
- Plans filed
- 2
- Years active
- 2024–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
330
No prior year
Total participants
318
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #502$1.1M
FIRST CHOICE SERVICES, INC. MEDICAL AND DENTAL PLANS
Fully insured131 covered·1 carrier
Primary: HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA
Plan #501$84K
FIRST CHOICE SERVICES, INC. HEALTH AND WELFARE PLAN
Fully insured199 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.2M | 43.7% | |
| Health | $1.1M | 40.5% | |
| Vision | $84K | 3.2% | |
| Life | $84K | 3.2% | |
| Short-term disability | $84K | 3.2% | |
| Long-term disability | $84K | 3.2% | |
| Other | $84K | 3.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 550624615 | HD | $1.1M | 92.8% | 1 | 1 | 131 |
EIN 135123390 | DVLSTDLTDOth | $84K | 7.2% | 1 | 1 | 199 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC | CHARLESTON, WV | HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | $36K | $0 | $36K | 74.3% | 1 |
| MARSH & MCLENNAN AGENCY LLC | SAVANNAH, GA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | $202 | $8K | 17.0% | 1 |
| THE CASON GROUP INC | COLUMBIA, SC | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 8.7% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan