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Sponsor portfolioWelfare / HealthEIN 25-1256814
UNITED REFRACTORIES CO.
264 VALLEYBROOK DRIVE · MCMURRRAY, PA 153173256
7249419300
- Plans filed
- 3
- Years active
- 2021–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$464K
No prior year
Persons covered
289
No prior year
Total participants
289
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$326K
UNITED REFRACTORIES CO. GROUP MEDICAL PLAN
Self-funded130 covered·1 carrier
Primary: SYMETRA LIFE INSURANCE COMPANY
Plan #502$138K
UNITED REFRACTORIES CO. GROUP INSURANCE PLAN
Fully insured159 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #503$63K
UNITED REFRACTORIES CO. DENTAL AND VISION PLAN
Fully insured141 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $326K | 58.3% | |
| Dental | $69K | 12.4% | |
| Vision | $69K | 12.4% | |
| Life | $26K | 4.6% | |
| Other | $26K | 4.6% | |
| Short-term disability | $24K | 4.3% | |
| Long-term disability | $19K | 3.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 910742147 | SL | $326K | 70.2% | 1 | 1 | 130 |
EIN 231503749 | LSTDLTDOth | $69K | 14.9% | 1 | 3 | 159 |
EIN 591031071 | DV | $69K | 14.9% | 1 | 1 | 119 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SBR SERVICES LLC | ATLANTA, GA | SYMETRA LIFE INSURANCE COMPANY | $0 | $22K | $22K | 65.9% | 1 |
| STALWART INSURANCE LLC | PITTSBURGH, PA | LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | $0 | $10K | 29.7% | 1 |
| VARNEY & COMPANY BENEFITS ADVISORS | HOLLIDAYSBURG, PA | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.4% | 1 |
History & trajectory
5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan