PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. CUMMINGS LUMBER CO., INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 24-0836865

CUMMINGS LUMBER CO., INC.

PO BOX 6 · TROY, PA 16947
5702974771
Plans filed
2
Years active
2015–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
157
No prior year
Total participants
104
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$1.0M
CUMMINGS LUMBER COMPANY FLEXIBLE BENEFITS PLAN
Fully insured157 covered·6 carriers
Primary: HIGHMARK INC
Plan #502$928K
CUMMINGS LUMBER COMPANY, INC. FLEXIBLE BENEFITS PLAN
Fully insured115 covered·5 carriers
Primary: HIGHMARK INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$949K46.8%
Prescription drug$949K46.8%
Other$41K2.0%
Dental$26K1.3%
Vision$22K1.1%
Life$22K1.1%
Short-term disability$18K0.9%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 231294723
HRx
$949K91.8%11129
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$26K2.5%1148
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
VLOth
$22K2.1%11157
COMPANION LIFE INSURANCE COMPANY
EIN 570523959
STD
$18K1.8%1139
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$16K1.5%1127
ESI EMPLOYEE ASSISTANCE GROUP
EIN 222762686
Oth
$4K0.3%11107

Broker overview

10 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JOHN SECORTOWANDA, PAHIGHMARK INC$29K$0$29K72.9%1
R & B INSURANCE SERVICES LLCROBESONIA, PACOMPANION LIFE INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY, GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$5K$0$5K12.6%1
HENRY DUNN INCTOWANDA, PAPRINCIPAL LIFE INSURANCE COMPANY$3K$405$3K7.6%1
LAYNE FINANCIAL INCNEW CASTLE, PACOMPANION LIFE INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY$2K$0$2K3.9%1
DUNN FINANCIAL, INC.TOWANDA, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$565$0$5651.4%1
CARL DEBRASUNBURY, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$376$0$3761.0%1
CARL DEBRA LOUSUNBURY, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$136$0$1360.3%1
REEDER INS LLCLOCK HAVEN, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$62$0$620.2%1
BROOKS CONSULTANTS INCWOMELSDORF, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$37$0$370.1%1
GRENINGER JRLOCK HAVEN, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$13$0$130.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica