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Sponsor portfolioWelfare / HealthEIN 23-7240338
HOPE EDUCATIONAL & RESEARCH CENTER
858 NORTH MASON ROAD · ST. LOUIS, MO 631416306
3144690100
- Plans filed
- 2
- Years active
- 2015–2026
- Industry
- NAICS 61
- Latest filing
- 2026
Total premiums (latest)
$1.8M
No prior year
Persons covered
335
No prior year
Total participants
326
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #502$1.7M
HOPE EDUCATIONAL & RESEARCH CENTER EMPLOYEE HEALTH CARE PLAN
Fully insured147 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #501$32K
HOPE EDUCATIONAL & RESEARCH CENTER ACCIDENT & SICKNESS DISABILITY PLAN
Fully insured188 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.7M | 97.1% | |
| Long-term disability | $25K | 1.4% | |
| Vision | $12K | 0.7% | |
| Life | $7K | 0.4% | |
| Short-term disability | $7K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | H | $1.7M | 97.5% | 1 | 1 | 138 |
EIN 360883760 | LSTDLTD | $32K | 1.8% | 1 | 2 | 188 |
EIN 202170251 | V | $12K | 0.7% | 1 | 1 | 147 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | ST LOUIS, MO | RELIANCE STANDARD LIFE INSURANCE COMPANY, ADVANTICA INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $57K | $0 | $57K | 100.0% | 2 |
History & trajectory
12 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan