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Sponsor portfolioWelfare / HealthEIN 23-2830723
GROFF'S HEATING AIR CONDITIONING & PLUMBING, INC.
3012 WILLOW STREET PIKE NORTH · WILLOW STREET, PA 17584
7174649446
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$428K
No prior year
Persons covered
192
No prior year
Total participants
185
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #501$334K
GROFF'S HEATING AIR CONDITIONING & PLUMBING, INC. GROUP HEALTH PLAN
Self-funded80 covered·1 carrier
Primary: HM LIFE INSURANCE COMPANY
Plan #502$94K
GROFF'S HEATING AIR CONDITIONING & PLUMBING, INC. GROUP INSURANCE PLAN (502)
Fully insured112 covered·5 carriers
Primary: STARMOUNT LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $334K | 72.6% | |
| Dental | $40K | 8.8% | |
| Short-term disability | $33K | 7.1% | |
| Long-term disability | $33K | 7.1% | |
| Other | $14K | 3.1% | |
| Vision | $7K | 1.5% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 061041332 | SL | $334K | 78.1% | 1 | 1 | 80 |
EIN 010278678 | STDLTDOth | $47K | 10.9% | 1 | 2 | 47 |
EIN 720977315 | D | $40K | 9.4% | 1 | 1 | 75 |
EIN 390493780 | V | $7K | 1.6% | 1 | 1 | 112 |
EIN 135581829 | $0 | 0.0% | 1 | 1 | 0 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CCAB INSURANCE & BENEFITS, INC. | LANCASTER, PA | UNUM LIFE INSURANCE COMPANY OF AMERICA, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, NGL, STARMOUNT LIFE INSURANCE COMPANY | $7K | $0 | $7K | 62.9% | 1 |
| SKILES, TIMOTHY | LANCASTER, PA | UNUM LIFE INSURANCE COMPANY OF AMERICA, STARMOUNT LIFE INSURANCE COMPANY | $0 | $4K | $4K | 31.3% | 1 |
| BENECHOICE ENROLLMENT SOLUTIONS & T | LANCASTER, PA | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $411 | $1 | $412 | 3.5% | 1 |
| PETRINA SKILES | LANCASTER, PA | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $190 | $5 | $195 | 1.7% | 1 |
| LANCE A BRADLEY | HARRISBURG, PA | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | $0 | $63 | 0.5% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan