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Sponsor portfolioWelfare / HealthEIN 23-2725173

INNOVATIVE REFRIGERATION SYSTEMS INC.

373 MT TORREY RD · LYNDHURST, VA 229522516
5409412029
Plans filed
2
Years active
2015–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$738K
No prior year
Persons covered
945
No prior year
Total participants
648
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$415K
INNOVATIVE REFRIGERATION LIFE DENTAL LTD
Fully insured586 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #501$323K
INNOVATIVE REFRIGERATION EMPLOYEE BENEIFTS PLAN
Self-funded359 covered·1 carrier
Primary: GREAT MIDWEST INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$415K20.9%
Vision$415K20.9%
Life$415K20.9%
Long-term disability$415K20.9%
Stop-loss$323K16.3%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVLLTD
$415K56.3%11586
GREAT MIDWEST INSURANCE COMPANY
EIN 760154296
SL
$323K43.7%11359

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HSH INSURANCE INCSALEM, VAPRINCIPAL LIFE INSURANCE COMPANY$48K$0$48K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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