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Sponsor portfolioWelfare / HealthEIN 23-2546580

CHARTER HOMES BUILDING COMPANY

322 NORTH ARCH STREET · LANCASTER, PA 17603
7175601400
Plans filed
2
Years active
2015–2024
Industry
NAICS 23
Latest filing
2024
Total premiums (latest)
$882K
No prior year
Persons covered
799
No prior year
Total participants
471
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$535K
CHARTER HOMES BUILDING COMPANY GROUP MEDICAL PLAN
Self-funded217 covered·1 carrier
Primary: OPTUM HEALTH (UNIMERICA INSURANCE COMPANY)
Plan #501$347K
CHARTER HOMES EMPLOYEE WELFARE BENEFIT PLAN (501)
Fully insured582 covered·2 carriers
Primary: GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$535K30.7%
Vision$215K12.3%
Life$215K12.3%
Short-term disability$215K12.3%
Long-term disability$215K12.3%
Other$215K12.3%
Dental$132K7.6%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 521996029
SL
$535K60.6%11217
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
VLSTDLTDOth
$215K24.4%11252
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
D
$132K15.0%11582

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MURRAY INSURANCE ASSOCIATESLANCASTER, PAGUARDIAN LIFE INSURANCE COMPANY OF AMERICA$13K$2K$14K73.6%1
AP BENEFIT ADVISORS, LLCLITITZ, PAMETROPOLITAN LIFE INSURANCE COMPANY$4K$1K$5K26.4%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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