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Sponsor portfolioWelfare / HealthEIN 23-2378930
UNITY HOUSE OF TROY, INC.
2431 6TH AVENUE · TROY, NY 121802227
5182742607
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
400
No prior year
Total participants
343
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #504$1.7M
UNITY HOUSE OF TROY, INC. EMPLOYEE BENEFITS PLAN
Fully insured400 covered·7 carriers
Primary: CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC.
Plan #502$195K
UNITY HOUSE OF TROY, INC. GROUP LIFE INSURANCE PLAN
Fully insured287 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$195K
UNITY HOUSE OF TROY, INC. GROUP TOTAL DISABILITY BENEFITS PLAN
Fully insured287 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #505$195K
UNITY HOUSE OF TROY, INC. DENTAL INSURANCE PLAN
Fully insured287 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY
Plan #506$195K
UNITY HOUSE OF TROY, INC. VISION PLAN
Fully insured287 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.2M | 24.4% | |
| Prescription drug | $1.2M | 24.4% | |
| Other | $476K | 9.5% | |
| Life | $434K | 8.7% | |
| Short-term disability | $432K | 8.6% | |
| Dental | $404K | 8.1% | |
| Vision | $404K | 8.1% | |
| Long-term disability | $404K | 8.1% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 141641028 | HRx | $1.2M | 72.0% | 1 | 1 | 248 |
EIN 135123390 | DVLSTDLTDOth | $404K | 23.8% | 1 | 1 | 342 |
EIN 131898173 | LSTDOth | $32K | 1.9% | 1 | 2 | 57 |
EIN 520807803 | Oth | $16K | 0.9% | 1 | 1 | 26 |
EIN 041590994 | LSTDOth | $12K | 0.7% | 1 | 1 | 23 |
EIN 141338477 | Oth | $11K | 0.6% | 1 | 1 | 400 |
EIN 470246511 | STDOth | $1K | 0.1% | 1 | 1 | 5 |
Broker overview
23 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | FIRST UNUM LIFE INSURANCE COMPANY, CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., AFLAC, MUTUAL OF OMAHA INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $70K | $10K | $80K | 57.0% | 1 |
| BROWN & BROWN INSURANCE SERVICES | SOUTHBOROUGH, MA | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $40K | $2K | $42K | 29.7% | 1 |
| ASSUREDPARTNERS | BLUE BELL, PA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6K | $3K | $8K | 5.8% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | FIRST UNUM LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $879 | $8K | 5.7% | 1 |
| KRISTA ANNE ROTONDI | BALLSTON SPA, NY | AFLAC | $920 | $26 | $946 | 0.7% | 1 |
| DANIELLE M BRANCATO HOUSE | SARATOGA SPRINGS, NY | AFLAC | $355 | $0 | $355 | 0.3% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | BOSTON, MA | THE PAUL REVERE LIFE INSURANCE COMPANY | $217 | $0 | $217 | 0.2% | 1 |
| JAMES MOORADIAN | CHARLESTOWN, RI | THE PAUL REVERE LIFE INSURANCE COMPANY | $190 | $0 | $190 | 0.1% | 1 |
| CALIBER BENEFITS GROUP | BOSTON, MA | THE PAUL REVERE LIFE INSURANCE COMPANY | $136 | $0 | $136 | 0.1% | 1 |
| MELISSA ANN STEWART | QUEENSBURY, NY | AFLAC | $102 | $5 | $107 | 0.1% | 1 |
| BRIAN J HUMPHREYS | DELMAR, NY | AFLAC | $91 | $0 | $91 | 0.1% | 1 |
| ENROLLMENT SOLUTIONS LTD | SUTTON, MA | THE PAUL REVERE LIFE INSURANCE COMPANY | $79 | $0 | $79 | 0.1% | 1 |
| KARIN ANGELIS | POMPANO BEACH, FL | THE PAUL REVERE LIFE INSURANCE COMPANY | $76 | $0 | $76 | 0.1% | 1 |
| ALEXANDER ORDONEZ | TROY, NY | AFLAC | $72 | $0 | $72 | 0.1% | 1 |
| JOSEPH P CALARCO | WEST LINN, OR | AFLAC | $29 | $0 | $29 | 0.0% | 1 |
| FLOYD AMIDON | BENNINGTON, VT | AFLAC | $23 | $0 | $23 | 0.0% | 1 |
| GTM EMPLOYMENT BENEFITS LLC | CLIFTON PARK, NY | THE PAUL REVERE LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.0% | 1 |
| JARED P STENGLEIN | BALLSTON SPA, NY | AFLAC | $13 | $0 | $13 | 0.0% | 1 |
| STEPHANIE DECHRISTOFARO | MURFREESBORO, TN | THE PAUL REVERE LIFE INSURANCE COMPANY | $12 | $0 | $12 | 0.0% | 1 |
| LORRAINE RHODES | CLIFTON PARK, NY | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.0% | 1 |
| BRAD JONES AND ASSOCIATES INC | LATHAM, NY | AFLAC | $2 | $0 | $2 | 0.0% | 1 |
| KELLY A IRVINE | FORT MYERS, FL | AFLAC | $1 | $0 | $1 | 0.0% | 1 |
| KEVIN MURPHY | CLIFTON PARK, NV | AFLAC | $1 | $0 | $1 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan