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Sponsor portfolioWelfare / HealthEIN 23-1370501
THE FRANKLIN INSTITUTE
222 NORTH 20TH STREET · PHILADELPHIA, PA 19013
2154481200
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 71
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
110
No prior year
Total participants
113
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 47.9% | |
| Prescription drug | $1.4M | 47.9% | |
| Dental | $47K | 1.6% | |
| Life | $35K | 1.2% | |
| Long-term disability | $27K | 0.9% | |
| Vision | $6K | 0.2% | |
| Short-term disability | $5K | 0.2% | |
| Other | $4K | 0.1% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 232405376 | HRx | $1.4M | 92.1% | 1 | 2 | 88 |
EIN 390509570 | LSTDLTD | $67K | 4.3% | 1 | 3 | 110 |
EIN 860307623 | D | $47K | 3.0% | 1 | 2 | 76 |
EIN 430949844 | V | $6K | 0.4% | 1 | 1 | 63 |
EIN 131963496 | Oth | $4K | 0.3% | 1 | 1 | 110 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | CONSHOHOCKEN, PA | UNITED CONCORDIA INSURANCE COMPANY, KEYSTONE HEALTH PLAN EAST, UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC., NATIONAL VISION ADMINISTRATORS, LLC | $45K | $3 | $45K | 75.1% | 1 |
| MICHAEL J LAGOWY | CENTER VALLEY, PA | NORTHWESTERN MUTUAL | $6K | $2K | $8K | 12.5% | 1 |
| KATHLEEN M KEENAN | MT LAUREL, NJ | NORTHWESTERN MUTUAL | $4K | $1K | $5K | 8.4% | 1 |
| TRS AGENCY LLC | PHILADELPHIA, PA | NORTHWESTERN MUTUAL | $805 | $96 | $901 | 1.5% | 1 |
| JASON ESPENSHADE | CENTER VALLEY, PA | NORTHWESTERN MUTUAL | $604 | $217 | $821 | 1.4% | 1 |
| GUINAN FNCL GRP LLC | KING OF PRUSSIA, PA | NORTHWESTERN MUTUAL | $604 | $73 | $677 | 1.1% | 1 |
| USI INSURANCE SERVICES LLC | BLUE BELL, PA | FEDERAL INSURANCE COMPANY (CHUBB) | $0 | $32 | $32 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan