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Sponsor portfolioWelfare / HealthEIN 22-3816493

RAILROAD CONSTRUCTION COMPANY, INC.

75-77 GROVE STREET · PATERSON, NJ 07503
9734131863
Plans filed
2
Years active
2021–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$3.1M
No prior year
Persons covered
141
No prior year
Total participants
129
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$3.1M
RAILROAD CONSTRUCTION COMPANY HEALTH & WELFARE BENEFITS PLAN
Fully insured141 covered·3 carriers
Primary: HORIZON HEALTHCARE SERVICES, INC.
Plan #002$0
RAILROAD CONSTRUCTION COMPANY, INC. EMPLOYEE STOCK OWNERSHIP PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.5M79.3%
Prescription drug$380K12.3%
Dental$149K4.8%
Long-term disability$59K1.9%
Life$33K1.1%
Vision$14K0.4%
Other$4K0.1%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HORIZON HEALTHCARE SERVICES, INC.
EIN 220999690
HRxDV
$3.0M96.9%14133
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231050374
LLTDOth
$97K3.1%13141

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ASSUREDPARTNERSFAIR HAVEN, NJHORIZON HEALTHCARE SERVICES, INC., LIFE INSURANCE COMPANY OF NORTH AMERICA, HORIZON INSURANCE COMPANY$132K$2K$134K90.8%1
AP BENEFIT ADVISORS, LLCFAIR HAVEN, NJLIFE INSURANCE COMPANY OF NORTH AMERICA$9K$0$9K6.4%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJLIFE INSURANCE COMPANY OF NORTH AMERICA$0$4K$4K2.8%1

History & trajectory

5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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