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Sponsor portfolioWelfare / HealthEIN 22-3536104
EPAM SYSTEMS, INC.
41 UNIVERSITY DRIVE, SUITE 202 · NEWTOWN, PA 18940
2677599000
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
2,768
No prior year
Total participants
2,773
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #503$2.4M
EPAM SYSTEMS, INC. HEALTH AND WELFARE BENEFIT PLAN
Mixed2,768 covered·4 carriers
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$1.6M
EPAM SYSTEMS, INC. ANCILLARY PLAN
Mixed3,082 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #504$546K
EPAM SYSTEMS, INC. INDEMNITY PLAN
Fully insured3,371 covered·1 carrier
Primary: AETNA LIFE INSURANCE CO.
Plan #506$178K
EPAM SYSTEMS, INC. LEGAL PLAN
Fully insured761 covered·1 carrier
Primary: PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD
Plan #501$0
EPAM SYSTEMS, INC. MEDICAL & DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #505$0
EPAM SYSTEMS, INC. DENTAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $1.6M | 47.3% | |
| Life | $980K | 29.2% | |
| Long-term disability | $444K | 13.2% | |
| Vision | $345K | 10.3% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LLTDOth | $1.4M | 59.8% | 1 | 2 | 2,661 |
EIN 066033492 | Oth | $458K | 19.2% | 1 | 1 | 2,768 |
EIN 061227840 | V | $345K | 14.5% | 1 | 1 | 2,218 |
EIN 411338303 | Oth | $153K | 6.4% | 1 | 1 | 1,402 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC | CHARLOTTE, NC | LINCOLN NATIONAL LIFE INSURANCE COMPANY, AETNA LIFE INSURANCE CO. | $136K | $63K | $199K | 91.5% | 1 |
| MARSH & MCLENNAN AGENCY LLC | BETHESDA, MD | ARAG INSURANCE COMPANY | $18K | $0 | $18K | 8.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan