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Sponsor portfolioWelfare / HealthEIN 22-3190452

LIVING INDEPENDENTLY FOREVER, INC.

d/b/a LIFE, INC.
550 LINCOLN RD EXT · HYANNIS, MA 02601
5084185689
Plans filed
1
Years active
2020–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
231
No prior year
Total participants
112
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.5M
LIVING INDEPENDENTLY FOREVER, INC. EMPLOYEE BENEFITS PLAN
Fully insured231 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.5M48.4%
Dental$1.5M48.4%
Other$31K1.0%
Life$27K0.9%
Long-term disability$27K0.9%
Vision$7K0.2%
Short-term disability$4K0.1%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HD
$1.5M97.4%11231
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LLTDOth
$27K1.8%11112
VISION SERVICE PLAN
EIN 061227840
V
$7K0.5%1160
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
STDOth
$4K0.3%113

Broker overview

9 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BROWN & BROWN INSURANCE SERVICES—BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., UNITED OF OMAHA LIFE INSURANCE COMPANY, VISION SERVICE PLAN, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY$39K$10K$48K98.6%1
ENROLLMENT SOLUTIONS LTDSUTTON, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$108$105$2130.4%1
COLGATE BENEFITS INCGRAFTON, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$125$49$1740.4%1
STEPHANIE DECHRISTOFAROMURFREESBORO, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$172$0$1720.4%1
STARKWEATHER & SHEPLEY, INC.PROVIDENCE, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$52$0$520.1%1
J KING INSURANCE INCEAST GREENWICH, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$32$0$320.1%1
THERESA CATHERINE MACMILLANWEST WARWICK, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$26$0$260.1%1
LAURIE SEUBERTEAST GREENWICH, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$13$0$130.0%1
JAMES R SMITH INSURANCE LTDEAST GREENWICH, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$6$0$60.0%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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