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Sponsor portfolioWelfare / HealthEIN 22-3130173
ALLEN FLAVORS, INC.
230 ST. NICHOLAS AVENUE · SOUTH PLAINFIELD, NJ 07080
9085615995
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 31
- Latest filing
- 2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
636
No prior year
Total participants
635
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #502$990K
ALLEN FLAVORS, INC. MEDICAL, VISION, DENTAL PLAN
Fully insured177 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #501$156K
ALLEN FLAVORS, INC. LIFE, AD&D PLAN
Fully insured230 covered·1 carrier
Primary: GUARDIAN LIFE INSURANCE COMPANY
Plan #503$151K
ALLEN FLAVORS, INC. DISABILITY PLAN
Fully insured229 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.3M | 26.9% | |
| Vision | $1.3M | 26.9% | |
| Health | $990K | 20.6% | |
| Life | $308K | 6.4% | |
| Short-term disability | $308K | 6.4% | |
| Long-term disability | $308K | 6.4% | |
| Other | $308K | 6.4% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $990K | 76.3% | 1 | 1 | 177 |
EIN 135123390 | DVLSTDLTDOth | $308K | 23.7% | 2 | 2 | 459 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CLIFFORD D STERN | PARAMUS, NJ | CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, GUARDIAN LIFE INSURANCE COMPANY | $128K | $16K | $145K | 78.2% | 3 |
| DONALD C SAVOY INC | BERKELEY HEIGHTS, NJ | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $40K | $40K | 21.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan