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Sponsor portfolioWelfare / HealthEIN 22-2998772

BENECARD SERVICES, INC

1200 ROUTE 46 STE 200 · CLIFTON, NJ 070132440
9735742509
Plans filed
1
Years active
2015–2025
Industry
NAICS 56
Latest filing
2025
Total premiums (latest)
$5.2M
No prior year
Persons covered
507
No prior year
Total participants
507
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.2M
GROUP HEALTH, LIFE, LTD, ACCIDENT, DENTAL COVERAGE
Fully insured507 covered·3 carriers
Primary: HORIZON HEALTHCARE SERVICES, INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.7M55.4%
Dental$550K11.2%
Life$550K11.2%
Short-term disability$550K11.2%
Long-term disability$550K11.2%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HORIZON HEALTHCARE SERVICES, INC.
EIN 220999690
H
$2.7M52.0%11241
CAPITAL ADVANTAGE ASSURANCE COMPANY
EIN 455492167
$2.0M37.6%11292
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DLSTDLTD
$550K10.5%11507

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GA SOLUTIONS LLCRED BANK, NJGUARDIAN$45K$29K$74K63.5%1
HUB INTERNATIONAL MIDWEST LIMITEDMELVILLE, NYGUARDIAN, CAPITAL ADVANTAGE ASSURANCE COMPANY$43K$0$43K36.5%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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