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Sponsor portfolioWelfare / HealthEIN 22-2919029

HARROGATE INC.

400 LOCUST STREET · LAKEWOOD, NJ 08701
7039054649
Plans filed
2
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$613K
No prior year
Persons covered
116
No prior year
Total participants
91
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$613K
HARROGATE INC. EMPLOYEE BENEFITS PLAN
Fully insured116 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #001$286
HARROGATE EMPLOYEES ANNUITY PLAN
Fully insured3 covered·1 carrier
Primary: BRIGHTHOUSE LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$497K75.6%
Dental$56K8.5%
Other$46K7.0%
Life$22K3.4%
Long-term disability$22K3.4%
Vision$13K2.0%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
H
$497K81.1%1192
DELTA DENTAL OF CALIFORNIA
EIN 221896118
D
$56K9.2%1186
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LLTDOth
$46K7.5%13116
VISION SERVICE PLAN
EIN 061227840
V
$13K2.2%1180

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JOHNSON KENDALL AND JOHNSON—CIGNA HEALTH AND LIFE INSURANCE COMPANY, VISION SERVICE PLAN$59K$0$59K84.5%1
NORTH RISK PARTNERS LLCWEST DES MOINES, IALIFE INSURANCE COMPANY OF NORTH AMERICA, DELTA DENTAL OF NEW JERSEY, INC.$7K$0$7K10.4%1
EMERSON REID LLCBLUE BELL, PALIFE INSURANCE COMPANY OF NORTH AMERICA$0$4K$4K5.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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