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Sponsor portfolioWelfare / HealthEIN 22-2706159

SPECTRUM FOR LIVING DEVELOPMENT, INC

210 RIVERVALE RD APT 3 · RIVER VALE, NJ 076756281
2013588000
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$4.6M
No prior year
Persons covered
523
No prior year
Total participants
493
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$4.6M
SPECTRUM FOR LIVING DEVELOPMENT INC BENEFIT PLANS
Mixed523 covered·5 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.3M88.6%
Other$158K3.3%
Dental$135K2.8%
Life$129K2.7%
Long-term disability$129K2.7%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
H
$4.3M93.6%12493
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 620506281
LLTDOth
$151K3.3%15523
DELTA DENTAL OF CALIFORNIA
EIN 221896118
D
$135K2.9%11443
AFLAC
EIN 822723296
Oth
$7K0.2%119

Broker overview

10 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BCG EMPLOYEE BENEFITSRED BANK, NJUNITEDHEALTHCARE INSURANCE COMPANY$102K$0$102K86.1%1
BCG ADVISORSREDBANK, NJUNUM LIFE INSURANCE OF AMERICA, PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY$10K$0$10K8.7%1
BENEFITS CONSULTING GROUPSECAUCUS, NJDELTA DENTAL OF NEW JERSEY, INC.$5K$0$5K4.6%1
LOUIS J DEGATIWHITESTONE, NYAFLAC$344$0$3440.3%1
RICHARD PETERSONCENTERPORT, NYAFLAC$219$0$2190.2%1
JACQUES P DAVID CORPORATIONHUNTINGTON, NYAFLAC$106$0$1060.1%1
KENNETH C MEIER CORPFOREST HILLS, NYAFLAC$44$0$440.0%1
BRIAN WHITECHAPPAQUA, NYAFLAC$9$0$90.0%1
TODD BURKESETAUKET, NYAFLAC$5$0$50.0%1
BENITO A ROTONDI II INCSARATOGA, NYAFLAC$2$0$20.0%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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