Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 21-0434400
CUMBERLAND MUTUAL FIRE INSURANCE COMPANY
633 SHILOH PIKE · BRIDGETON, NJ 08302
8564514050
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
281
No prior year
Total participants
139
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #506$2.8M
CUMBERLAND MUTUAL FIRE INSURANCE CO. HEALTH AND WELFARE BENEFIT PLAN
Fully insured281 covered·5 carriers
Primary: HORIZON HEALTHCARE SERVICES, INC.
Plan #501$2.0M
CUMBERLAND GROUP HEALTH PLAN
Fully insured131 covered·1 carrier
Primary: HORIZON HEALTHCARE SERVICES, INC.
Plan #504$837K
CUMBERLAND GROUP PRESCRIPTION DRUG PLAN
Mixed131 covered·1 carrier
Primary: EXPRESS SCRIPTS INSURANCE COMPANY
Plan #502$116K
CUMBERLAND GROUP DENTAL PLAN
Fully insured137 covered·1 carrier
Primary: DELTA DENTAL OF NEW JERSEY, INC.
Plan #503$85K
CUMBERLAND GROUP LIFE & DISABILITY PLAN
Fully insured156 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #505$17K
CUMBERLAND GROUP VISION PLAN
Fully insured120 covered·1 carrier
Primary: VISION BENEFITS OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $2.7M | 31.9% | |
| Health | $2.5M | 29.8% | |
| Prescription drug | $2.5M | 29.8% | |
| Long-term disability | $207K | 2.5% | |
| Life | $178K | 2.1% | |
| Short-term disability | $178K | 2.1% | |
| Dental | $121K | 1.5% | |
| Vision | $18K | 0.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 220999690 | HRxOth | $2.5M | 87.8% | 1 | 1 | 132 |
EIN 251149206 | VLSTDLTDOth | $195K | 6.9% | 1 | 2 | 139 |
EIN 221896118 | D | $121K | 4.3% | 1 | 1 | 281 |
EIN 620331200 | LTD | $29K | 1.0% | 1 | 1 | 63 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | SADDLE BROOK, NJ | DELTA DENTAL OF NEW JERSEY, INC., HORIZON HEALTHCARE SERVICES, INC., VISION BENEFITS OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $68K | $0 | $68K | 85.9% | 1 |
| THE NIA GROUP | CONSHOHOCKEN, PA | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $2K | $11K | 14.0% | 1 |
| THE RONAN AGENCY, INC | BELMAR, NJ | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $64 | $0 | $64 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan