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Sponsor portfolioWelfare / HealthEIN 20-8410949

RB WINE ASSOCIATES, LLC.

d/b/a RACK AND RIDDLE
499 MOORE LANE · HEALDSBURG, CA 95448
7074338400
Plans filed
1
Years active
2024–2025
Industry
NAICS 31
Latest filing
2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
174
No prior year
Total participants
174
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.9M
RACK & RIDDLE HEALTH & WELFARE PLAN
Fully insured174 covered·3 carriers
Primary: CALIFORNIACHOICE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M38.2%
Prescription drug$1.7M38.2%
Other$211K4.8%
Dental$207K4.7%
Vision$207K4.7%
Life$207K4.7%
Long-term disability$207K4.7%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CALIFORNIA CHOICE
EIN 122345678
HRx
$1.7M88.8%11149
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLLTDOth
$207K11.0%11174
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
Oth
$4K0.2%1143

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LOCKTON COMPANIES, LLCSACRAMENTO, CAPRINCIPAL LIFE INSURANCE COMPANY, CALIFORNIACHOICE, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$110K$4K$114K73.5%1
REUBEN WARNER ASSOCIATES, INC.HEALDSBURG, CACALIFORNIACHOICE$31K$0$31K19.8%1
ALTERITY BROKER SOLUTIONSSCOTTSDALE, AZTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$10K$0$10K6.7%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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