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Sponsor portfolioWelfare / HealthEIN 20-8034548

BEAR HOLDINGS LLC DBA JES HOLDINGS

206 PEACH WAY · COLUMBIA, MO 65203
5774432021
Plans filed
4
Years active
2015–2025
Industry
NAICS 53
Latest filing
2025
Total premiums (latest)
$540K
No prior year
Persons covered
503
No prior year
Total participants
503
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #501$540K
BEAR HOLDINGS LLC HEALTH & WELFARE PLAN
Mixed503 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$399K
JES PAYROLL CLEARING EMPLOYEE BENEFIT PLAN
Fully insured430 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #504$55K
JES PAYROLL CLEARING VOLUNTARY BENEFIT PLAN
Fully insured241 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #502$38K
JES PAYROLL CLEARING VISION PLAN
Fully insured399 covered·1 carrier
Primary: EYEMED VISION CARE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$540K17.7%
Dental$503K16.5%
Vision$503K16.5%
Life$503K16.5%
Short-term disability$503K16.5%
Long-term disability$503K16.5%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$503K93.1%11503
FLEXCARE DIGITAL HEALTH
EIN 020715461
Oth
$37K6.9%110

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$56K$27K$83K74.1%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$25K$0$25K22.5%1
THE CASON GROUP INCCOLUMBIA, SCTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$4K$0$4K3.4%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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