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Sponsor portfolioWelfare / HealthEIN 20-5656502

SPRUCE TECHNOLOGY, INC.

1149 BLOOMFIELD AVE., STE. G · CLIFTON, NJ 07012
8622259301
Plans filed
1
Years active
2017–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
206
No prior year
Total participants
157
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.1M
SPRUCE TECHNOLOGY, INC. EMPLOYEE BENEFITS PLAN
Fully insured206 covered·3 carriers
Primary: HORIZON HEALTHCARE SERVICES, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.0M47.0%
Prescription drug$2.0M47.0%
Dental$104K2.5%
Vision$104K2.5%
Life$23K0.5%
Other$23K0.5%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HORIZON HEALTHCARE SERVICES, INC.
EIN 220999690
HRx
$2.0M94.0%11111
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
DV
$104K4.9%11206
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LOth
$23K1.1%11170

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CENTERSTONE INSURANCE AND FINANCIALDALLAS, TXHORIZON HEALTHCARE SERVICES, INC., CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$97K$26K$123K92.6%1
HILB GROUP OF NEW ENGLANDPEEKSKILL, NYCIGNA HEALTH AND LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$10K$0$10K7.4%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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