Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 20-5613444
INTELLIGENT WAVES, LLC
1801 ROBERT FULTON DRIVE · RESTON, VA 20191
7037667999
- Plans filed
- 8
- Years active
- 2018–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
299
No prior year
Total participants
231
No prior year
Plans filed
8
No prior year
Plans under this sponsor
8 plans
Plan #501$1.6M
INTELLIGENT WAVES HEALTH & WELFARE PLAN
Fully insured299 covered·4 carriers
Primary: AETNA LIFE INSURANCE CO.
Plan #503$64K
INTELLIGENT WAVES LTD PLAN
Fully insured185 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #502$39K
INTELLIGENT WAVES LIFE PLAN
Fully insured185 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #504$35K
INTELLIGENT WAVES STD PLAN
Fully insured185 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #508$10K
INTELLIGENT WAVES, LLC ACCIDENTAL DEATH
Fully insured185 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #505$0
INTELLIGENT WAVES, LLC MEDICAL
Self-funded0 covered·0 carriers
Plan #506$0
INTELLIGENT WAVES, LLC DENTAL PLAN
Self-funded0 covered·0 carriers
Plan #507$0
INTELLIGENT WAVES, LLC VISION PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.5M | 22.3% | |
| Dental | $1.5M | 22.3% | |
| Vision | $1.5M | 22.3% | |
| Prescription drug | $1.5M | 22.3% | |
| Other | $190K | 2.9% | |
| Life | $175K | 2.7% | |
| Short-term disability | $175K | 2.7% | |
| Long-term disability | $175K | 2.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 066033492 | HRxDV | $1.5M | 88.5% | 1 | 1 | 299 |
EIN 010278678 | LSTDLTDOth | $175K | 10.6% | 1 | 1 | 154 |
EIN 060838648 | Oth | $15K | 0.9% | 1 | 1 | 19 |
EIN 330052273 | Oth | $45 | 0.0% | 1 | 1 | 3 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | BETHESDA, MD | AETNA LIFE INSURANCE CO., UNUM LIFE INSURANCE COMPANY OF AMERICA, HARTFORD ACCIDENT AND LIFE INSURANCE COMPANY | $14K | $52K | $66K | 74.3% | 1 |
| THE BALDWIN GROUP WEST LLC | LEESBURG, VA | AETNA LIFE INSURANCE CO., HARTFORD ACCIDENT AND LIFE INSURANCE COMPANY | $4K | $8K | $12K | 14.0% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL, NJ | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $6K | $6K | 7.0% | 1 |
| TOTALIS BENEFITS | SCOTTSDALE, AZ | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 3.8% | 1 |
| BALDWIN KRYSTYN SHERMAN PARTNERS | TAMPA, FL | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $791 | $791 | 0.9% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan