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Sponsor portfolioWelfare / HealthEIN 20-5533182

LIGHTNING PROTECTION SYSTEMS LLC DBA VFC

90 N CUTLER DR · NORTH SALT LAKE, UT 84054
8016771411
Plans filed
1
Years active
2021–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$3.7M
No prior year
Persons covered
7,397
No prior year
Total participants
163
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$3.7M
LIGHTNING PROTECTION SYSTEMS LLC DBA VFC
Fully insured7,397 covered·4 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$3.1M30.5%
Life$2.7M26.4%
Long-term disability$2.7M26.4%
Health$540K5.3%
Dental$540K5.3%
Vision$540K5.3%
Short-term disability$78K0.8%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$3.2M85.0%137,397
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDV
$540K14.4%11170
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$19K0.5%1187

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MERCER HEALTH AND BENEFITS, LLCMINNEAPOLIS, MNUNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$238K$39K$277K92.1%1
GBS BENEFITS INCSOUTH SALT LAKE, UTCIGNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY$20K$4K$24K7.9%1

History & trajectory

5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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