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Sponsor portfolioWelfare / HealthEIN 20-4521630

RSC MECHANICAL, INC.

43750 GARFIELD ROAD · CLINTON TOWNSHIP, MI 48038
5867189635
Plans filed
1
Years active
2023–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$4.7M
No prior year
Persons covered
665
No prior year
Total participants
435
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$4.7M
RSC MECHANICAL INC. WELFARE BENEFIT PLAN
Fully insured665 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.1M39.5%
Prescription drug$4.1M39.5%
Dental$501K4.8%
Vision$501K4.8%
Life$501K4.8%
Other$501K4.8%
Short-term disability$86K0.8%
Long-term disability$86K0.8%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$4.1M87.5%11665
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLOth
$501K10.7%11435
NORTHWESTERN MUTUAL
EIN 390509570
STDLTD
$86K1.8%11442

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WILSHIRE BENEFITS GROUP INCTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, GUARDIAN, NORTHWESTERN MUTUAL$85K$7K$92K59.3%1
STEVEN HARDINTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$61K$0$61K39.2%1
MIRABELLA FNCL GRP LLCTROY, MINORTHWESTERN MUTUAL$2K$248$2K1.5%1

History & trajectory

3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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