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Sponsor portfolioWelfare / HealthEIN 20-4082716
PHARPOINT RESEARCH, INC.
5003 SOUTH MIAMI BOULEVARD · DURHAM, NC 27703
9194332497
- Plans filed
- 5
- Years active
- 2023–2026
- Industry
- NAICS 54
- Latest filing
- 2026
Total premiums (latest)
$1.3M
No prior year
Persons covered
456
No prior year
Total participants
496
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #505$1.2M
PHARPOINT RESEARCH, INC. DENTAL BENEFIT PLAN
Fully insured152 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF NORTH CAROLINA
Plan #504$61K
PHARPOINT RESEARCH, INC. SHORT-TERM DISABILITY BENEFIT PLAN
Fully insured102 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #503$49K
PHARPOINT RESEARCH, INC. LONG-TERM DISABILITY BENEFIT PLAN
Fully insured102 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #502$23K
PHARPOINT RESEARCH, INC. LIFE INSURANCE AND AD&D BENEFIT PLAN
Fully insured100 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #501$0
PHARPOINT RESEARCH, INC. HEALTH BENEFIT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.2M | 88.2% | |
| Short-term disability | $61K | 4.6% | |
| Long-term disability | $49K | 3.7% | |
| Life | $23K | 1.8% | |
| Other | $23K | 1.8% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 560894904 | D | $1.2M | 89.8% | 1 | 1 | 152 |
EIN 360883760 | LSTDLTDOth | $133K | 10.2% | 3 | 3 | 304 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| STEVEN BYRD | DURHAM, NC | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $41K | $0 | $41K | 57.5% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | CHARLOTTE, NC | RELIANCE STANDARD LIFE INSURANCE COMPANY | $20K | $3K | $23K | 32.3% | 3 |
| PAYCHEX INSURANCE AGENCY, INC. | ROCHESTER, NY | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $4K | $4K | 5.6% | 3 |
| DAVID COSTA | CHARLOTTE, NC | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $3K | $0 | $3K | 4.5% | 1 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan