PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. AREAS USA, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 20-3841699

AREAS USA, INC.

5301 BLUE LAGOON DRIVE, SUITE 690 · MIAMI, FL 33126
3052678510
Plans filed
1
Years active
2016–2025
Industry
NAICS 72
Latest filing
2025
Total premiums (latest)
$5.6M
No prior year
Persons covered
1,232
No prior year
Total participants
1,232
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #525$5.6M
AREAS USA, INC. EMPLOYEE WELFARE BENEFIT PLAN
Fully insured1,232 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.0M38.3%
Prescription drug$5.0M38.3%
Other$609K4.7%
Dental$601K4.6%
Life$601K4.6%
Short-term disability$601K4.6%
Long-term disability$601K4.6%
Vision$34K0.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRx
$5.0M88.5%11482
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
DLSTDLTDOth
$601K10.7%111,232
VISION SERVICE PLAN
EIN 363560825
V
$34K0.6%11568
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$8K0.2%1150

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCDORAL, FLVISION SERVICE PLAN, CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PRE-PAID LEGAL SERVICES INC$65K$243K$307K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica