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Sponsor portfolioWelfare / HealthEIN 20-3528237

FIRST COMMERCE BANK

1700 AVENUE OF THE STATES · LAKEWOOD, NJ 08701
7323640032
Plans filed
1
Years active
2019–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$3.3M
No prior year
Persons covered
229
No prior year
Total participants
164
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$3.3M
THE FIRST COMMERCE BANK HEALTH & WELFARE BENEFIT PLAN
Mixed229 covered·4 carriers
Primary: HORIZON HEALTHCARE SERVICES, INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.5M72.2%
Prescription drug$562K16.3%
Long-term disability$128K3.7%
Other$128K3.7%
Dental$123K3.6%
Vision$17K0.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HORIZON HEALTHCARE SERVICES, INC.
EIN 220999690
HRx
$3.1M91.9%12122
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LTDOth
$128K3.8%11164
DELTA DENTAL OF CALIFORNIA
EIN 221896118
D
$123K3.7%11229
VISION SERVICE PLAN
EIN 061227840
V
$17K0.5%11129

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BANKERS COOPERATIVE GROUP, INC.CRANFORD, NJDELTA DENTAL OF NEW JERSEY, INC, UNUM LIFE INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN, HORIZON HEALTHCARE SERVICES, INC$118K$0$118K94.6%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJUNUM LIFE INSURANCE COMPANY OF AMERICA$0$6K$6K4.7%1
CENTERSTONE INSURANCE AND FINANCIALDALLAS, TXVISION SERVICE PLAN$933$0$9330.7%1
FOREST FINANCIAL GROUP INCLIVINGSTON, NJVISION SERVICE PLAN$2$0$20.0%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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