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Sponsor portfolioWelfare / HealthEIN 20-3483015

BLUE RIBBON RESTAURANTS NOVI, LLC

2075 WEST BIG BEAVER ROAD · TROY, MI 48084
2483660492
Plans filed
2
Years active
2018–2025
Industry
NAICS 72
Latest filing
2025
Total premiums (latest)
$939K
No prior year
Persons covered
111
No prior year
Total participants
60
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$939K
BLUE RIBBON HEALTH AND WELFARE PLAN
Fully insured111 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #502$43K
BLUE RIBBON RESTAURANT HEALTH AND WELFARE PLAN
Fully insured155 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$867K40.0%
Prescription drug$867K40.0%
Dental$72K3.3%
Vision$72K3.3%
Life$72K3.3%
Short-term disability$72K3.3%
Long-term disability$72K3.3%
Other$72K3.3%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$867K92.3%11111
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
DVLSTDLTDOth
$72K7.7%1185

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
SALVATORE J. GIAMMARUSTI IIITROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$23K$0$23K46.2%1
SCOTT SETTLETROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$16K$0$16K31.6%1
USI INSURANCE SERVICES LLCGRAND RAPIDS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$6K$5K$11K22.2%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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