PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. INNOVATIVE XCESSORIES & SERVICES, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 20-3333753

INNOVATIVE XCESSORIES & SERVICES, LLC

44648 MOUND RD STE 199 · STERLING HEIGHTS, MI 48314
8102505560
Plans filed
1
Years active
2024–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
1,901
No prior year
Total participants
1,901
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.4M
INNOVATIVE XCESSORIES & SERVICES, LLC WELFARE BENEFIT PLAN
Mixed1,901 covered·2 carriers
Primary: GUARDIAN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$1.4M25.7%
Life$1.4M24.8%
Short-term disability$1.4M24.8%
Long-term disability$1.4M24.8%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDLTDOth
$1.4M96.4%111,901
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$51K3.6%11187

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LAWLEY BENEFITS GROUP LLCBUFFALO, NYPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD, GUARDIAN LIFE INSURANCE COMPANY$182K$0$182K93.6%1
A SECURE YOU INCEAST AMHERST, NYPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$7K$0$7K3.5%1
UNKNOWNUNKNOWN, MIPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$6K$0$6K2.8%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica