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Sponsor portfolioWelfare / HealthEIN 20-2334052
KMS SOLUTIONS, LLC
6765 N. WICKHAM RD, SUITE C106 · MELBOURNE, FL 32940
7038238405
- Plans filed
- 3
- Years active
- 2024–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
921
No prior year
Total participants
724
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.5M
KMS SOLUTIONS LLC HEALTH CARE PLAN
Fully insured353 covered·2 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #502$225K
KMS SOLUTIONS LLC HEALTH PLAN
Fully insured215 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$201K
KMS SOLUTIONS LLC GROUP LIFE AND DISABILITY INSURANCE PLAN
Fully insured353 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.5M | 46.6% | |
| Other | $432K | 13.4% | |
| Life | $427K | 13.3% | |
| Dental | $225K | 7.0% | |
| Vision | $225K | 7.0% | |
| Short-term disability | $206K | 6.4% | |
| Long-term disability | $201K | 6.3% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HLSTDLTDOth | $1.7M | 88.1% | 2 | 2 | 706 |
EIN 135123390 | DVLOth | $225K | 11.7% | 1 | 1 | 215 |
EIN 822723296 | STDOth | $5K | 0.3% | 1 | 1 | 4 |
Broker overview
9 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| STYNCHULA HERBERT & ASSOCIATES INC | ALDIE, VA | UNITEDHEALTHCARE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $114K | $0 | $114K | 98.6% | 3 |
| RYAN HINES | RESTON, VA | AFLAC | $852 | $66 | $918 | 0.8% | 1 |
| PETE E KHALAF | ANNAPOLIS, MD | AFLAC | $277 | $20 | $297 | 0.3% | 1 |
| DIVYA JAIN | GLEN MILLS, PA | AFLAC | $112 | $10 | $122 | 0.1% | 1 |
| MATTHEW W EVANS | MILLERSVILLE, MD | AFLAC | $71 | $3 | $74 | 0.1% | 1 |
| HOLLY KHALAF | GAITHERSBURG, MD | AFLAC | $63 | $0 | $63 | 0.1% | 1 |
| LAURA ROETTGER | GLEN BURNIE, MD | AFLAC | $54 | $3 | $57 | 0.0% | 1 |
| CRISTY PAYNE | WOODBINE, MD | AFLAC | $39 | $0 | $39 | 0.0% | 1 |
| FINANCIAL BALANCE GROUP LLC | MELBOURNE, FL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2 | $0 | $2 | 0.0% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan