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Sponsor portfolioWelfare / HealthEIN 20-1364435

FGS, LLC

113 HOWARD STREET · LA PLATA, MD 20646
3015394444
Plans filed
1
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$2.9M
No prior year
Persons covered
311
No prior year
Total participants
308
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #509$2.9M
FGS, LLC WELFARE BENEFIT PLAN
Fully insured311 covered·8 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.3M40.2%
Prescription drug$1.9M32.4%
Dental$606K10.5%
Other$578K10.0%
Life$159K2.8%
Short-term disability$96K1.7%
Long-term disability$84K1.5%
Vision$55K1.0%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRxDOth
$2.5M85.0%15194
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$350K12.0%15311
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 620331200
Oth
$32K1.1%1111
VISION SERVICE PLAN
EIN 237089668
V
$32K1.1%11146
HAWAII MEDICAL SERVICE ASSOCIATION
EIN 990040115
HRxDVLOth
$23K0.8%113
HARTFORD LIFE AND ACCIDENT
EIN 060838648
H
$2620.0%110

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCCONSHOHOCKEN, PAVISION SERVICE PLAN, FEDERAL INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY, HARTFORD ACCIDENT AND LIFE INSURANCE COMPANY$103K$94K$197K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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