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Sponsor portfolioWelfare / HealthEIN 20-1203645
CRYSTAL EMPLOYMENT SERVICES
845 EAST MANDOLINE · MADISON HEIGHTS, MI 48071
2485889540
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$864K
No prior year
Persons covered
89
No prior year
Total participants
86
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $817K | 44.8% | |
| Prescription drug | $817K | 44.8% | |
| Dental | $47K | 2.6% | |
| Vision | $47K | 2.6% | |
| Life | $47K | 2.6% | |
| Other | $47K | 2.6% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $817K | 94.6% | 1 | 2 | 89 |
EIN 135123390 | DVLOth | $47K | 5.4% | 1 | 1 | 83 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| JOSEPH J HANEY | STERLING HEIGHTS, MI | BLUE CROSS NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $33K | $0 | $33K | 82.3% | 1 |
| ASSUREDPARTNERS | STERLING HEIGHTS, MI | BLUE CROSS NETWORK OF MICHIGAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN | $3K | $2K | $5K | 12.6% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.0% | 1 |
| LUCIDO MORRIS ASSOCIATES, LLC | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $65 | $0 | $65 | 0.2% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan