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Sponsor portfolioWelfare / HealthEIN 20-0309849

HERITAGE MANAGEMENT GROUP, INC.

d/b/a INDIAN RIVER TRANSPORT
2580 EXECUTIVE ROAD · WINTER HAVEN, FL 33884
8633242430
Plans filed
1
Years active
2016–2025
Industry
NAICS 48
Latest filing
2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
518
No prior year
Total participants
518
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.0M
HERITAGE MANAGEMENT GROUP WELFARE PLAN
Fully insured518 covered·4 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$751K15.4%
Dental$726K14.8%
Vision$726K14.8%
Life$726K14.8%
Short-term disability$726K14.8%
Long-term disability$726K14.8%
Health$254K5.2%
Prescription drug$254K5.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
SUN LIFE ASSURANCE COMPANY OF CANADA
EIN 381082080
DVLSTDLTDOth
$726K72.2%11518
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HRx
$254K25.3%11258
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
Oth
$25K2.5%11256
THE PAUL REVERE LIFE INSURANCE COMPANY
EIN 041590994
Oth
$2730.0%113

Broker overview

11 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCTAMPA, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, SUN LIFE ASSURANCE COMPANY OF CANADA, CIGNA HEALTH AND LIFE INSURANCE COMPANY$3K$48K$51K50.4%1
GIS BENEFITS INCMORRIS, ILSUN LIFE ASSURANCE COMPANY OF CANADA$33K$0$33K33.0%1
THE BALDWIN GROUP WEST LLCWINTER HAVEN, FLCIGNA HEALTH AND LIFE INSURANCE COMPANY$0$6K$6K6.3%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, THE PAUL REVERE LIFE INSURANCE COMPANY$4K$334$4K3.9%1
ANDERSON BENEFIT SOLUTIONSLAND O LAKES, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, THE PAUL REVERE LIFE INSURANCE COMPANY$1K$557$2K1.9%1
CHOICE BENEFITS SOLUTIONS LLCSEMINOLE, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, THE PAUL REVERE LIFE INSURANCE COMPANY$623$864$1K1.5%1
FMCY CONSULTANT LLCCLERMONT, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$1K$0$1K1.1%1
JAQUELYN LORETTA CARTERTAMPA, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY, THE PAUL REVERE LIFE INSURANCE COMPANY$1K$0$1K1.0%1
THE MEEHAN AGENCY LLCWINDERMERE, FLCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$921$75$9961.0%1
HEIL BUSINESS SOLUTIONS CORPORATIONTAMPA, FLTHE PAUL REVERE LIFE INSURANCE COMPANY$5$0$50.0%1
COACH CONCEPTS INCSEMINOLE, FLTHE PAUL REVERE LIFE INSURANCE COMPANY$1$0$10.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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