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Sponsor portfolioWelfare / HealthEIN 20-0090241

TOTAL LIFE CHANGES

6094 CORPORATE DRIVE · IRA, MI 48023
5836305791
Plans filed
1
Years active
2021–2024
Industry
NAICS 44
Latest filing
2024
Total premiums (latest)
$526K
No prior year
Persons covered
82
No prior year
Total participants
85
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$526K
TOTAL LIFE CHANGES FLEXIBLE BENEFIT PLAN
Fully insured82 covered·3 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$459K34.8%
Prescription drug$459K34.8%
Dental$67K5.1%
Vision$67K5.1%
Life$67K5.1%
Short-term disability$67K5.1%
Long-term disability$67K5.1%
Other$67K5.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$292K55.4%1164
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$168K31.9%1127
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$67K12.7%1182

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIANE CHRISTENSENTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN$23K$0$23K67.2%1
HUB INTERNATIONAL MIDWEST LIMITEDBENTON, KYGUARDIAN$5K$2K$7K21.7%1
INSURANCE CONSULTING ASSOCIATES LLCFARMINGTON HILLS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, GUARDIAN$2K$2K$4K11.2%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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